Individual life insurance from Redding Insurance in Nampa, Idaho

Life insurance is not only the cornerstone of a solid financial plan, but it’s hands down one of the most cost effective ways to protect the people who depend on you financially. What would happen to your family if you were to die prematurely? Would they be able to maintain their current lifestyle? Would your kids be able to go to college? Would your spouse be able to shoulder the load with one income? If you have a child, are married, or you are carrying any kind of debt, purchasing life insurance is a no-brainer.

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Redding Insurance Agency

12400 Whitechapel Way
Nampa, Idaho 83686
Phone: 208-467-4000
Fax: 888-851-1055
Email: leroy@reddinginsurance.com

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What can life insurance cover?

At Template: Comprehensive, we make the process of buying life insurance extremely simple. We have access to a wide range of life insurance companies so we can survey the marketplace and based on your individual rating criteria, find the best possible life insurance policy at the best price.

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Mortgage debt

College tuition

End-of-life expenses

Everyday expenses

How much life insurance do I need?

A mistake that we often see people make is basing their life insurance coverage on a guess, or just grabbing a number out of thin air without realizing what the impact of inflation could have on their life insurance proceeds.

One of the benefits of working with an independent agent like us is that we can sit down, and through a comprehensive needs analysis, determine the exact amount of coverage you will need to protect the people who depend on you.

The amount of coverage you need depends on a number of different variables. Here are a few examples:

  • How many children you have

  • Your future earnings potential

  • Whether or not you’re married

  • Spouses future earnings potential

  • You and your spouse’s age

  • Amount of debt you have

What to consider before getting life insurance.

The premiums you pay depend heavily on your age and medical history, along with the amount you want the policy to pay out. So, it’s important to seek expert advice before committing to life insurance.

Contact us and we’ll walk you through the options and help you to determine if term life insurance, whole life insurance, or universal life insurance are right for you.

Life Insurance

How to get started on your Life Insurance quote

To get started on your quote, call our office or click over to our quotes page. Either way we’ll make the process simple!

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