Redding Insurance

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A special insurance program to protect you from lawsuits of bodily injury or property damage

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Who Qualifies for this Program?

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This program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims. Coverage is provided up to $1,000,000 per occurrence. There is no deductible amount.

Coverages Includes Lawsuits Arising Out Of:

  • Injury or death of spectators
  • Injury or death of participants
  • Injury or death of volunteers
  • Property damage liability
  • Incidental medical malpractice
  • All activities necessary to conduct training
  • Ownership use or maintenance of fields or practice areas
  • General negligence claims
  • Cost of investigation and defense of claims, even if groundless
  • Corporal punishment
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The Optional Coverages

Equipment Coverage

This Inland Marine insurance product provides coverage for your equipment and contents up to the specified limit.

Excess Liability Coverage

This coverage provides additional liability limits increasing the liability coverage per each occurrence.

Hired and Non-Owned Automobile Liability Coverage

This liability coverage provides protection for rented, borrowed and other non-owned vehicles driven on trade or service business.

Sexual Abuse and Molestation

Liability coverage is provided for claims arising out of alleged sexual abuse and/or molestation.

$5,000 Medical Expense Benefit

This coverage will reimburse an injured client or guest for medical and/or funeral expenses incurred as a result of bodily injury or death, regardless of whether you are liable or not. This coverage does not apply to your participants.

Increased Aggregates

This option increases the aggregate limit of liability insurance from $1,000,000 to larger amounts.

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Insurer

The general liability coverage is provided by {{insurance company}}, "A" (Excellent) rated by A.M. Best Company.

Premiums

The liability premium rates begin at:

  • $1,000,000 Per Occurrence / $1,000,000 General Aggregate
    $115.00 (Accredited) or $210.00 (Non-Accredited)
  • $1,000,000 Per Occurrence / $2,000,000 General Aggregate
    $121.00 (Accredited) or $221.00 (Non-Accredited)
  • $1,000,000 Per Occurrence / $3,000,000 General Aggregate
    $127.00 (Accredited) or $232.00 (Non-Accredited)
  • $1,000,000 Per Occurrence / $4,000,000 General Aggregate
    $133.00 (Accredited) or $244.00 (Non-Accredited)
  • $1,000,000 Per Occurrence / $5,000,000 General Aggregate
    $140.00 (Accredited) or $256.00 (Non-Accredited)

Note: Rates and minimum premium may be higher in certain coverage states.
• Must upload evidence of certification for Accredited Rates. Non-Accredited Rates are higher than Accredited Rates. Accredited Rates available with at least 50 hours of experience.

• Please note that a $60.00 Administrative Fee will be added to all orders. A $10.00 Credit Card Processing Fee will be added to all credit card orders. Credit Card

Redding Insurance

For Questions Contact: Redding Insurance208-467-4000 | [email protected]